Agirc-Arrco: the 2023 payment schedule is now available

Agirc-Arrco has announced the dates for payment of supplementary retirement pensions for 2023. The details.

The Agirc-Arrco supplementary pension plan will proceed with the payment of retirement pensions according to a well-defined schedule. In 2023, retirees will be able to collect it at the beginning of each month , but there are some exceptions. Once this payment is established, retirees will have to wait a little longer before receiving it. Is it possible to choose for yourself the frequency of its payments ? What are the possible choices ? We take stock in this article.

Agirc-Arrco: a payment every first of the month

With a few exceptions, retirement pensions Agirc-Arrco are paid monthly . This payment takes place every first working day of the month, regardless of the type of retirement: survivor's pension or direct pension. For that, you just need to have a bank account domiciled in France , in overseas departments or in other European countries. (Germany, Denmark, Netherlands, Sweden, etc.)

According to the Agirc-Arrco website, here is the calendar of supplementary pensions for the next year :

• Monday, January 2, 2023
• Wednesday, February 1, 2023
• Wednesday, March 1, 2023
• Monday, April 3, 2023
• Tuesday, May 2, 2023
• Thursday, June 1, 2023
• Monday, July 3, 2023
• Tuesday, August 1, 2023
• Friday, September 1, 2023
• Monday, October 2, 2023
• Thursday, November 2, 2023
• Friday, December 1, 2023

On the other hand, the date of effective transfer of each insured may vary depending on your bank . In general, it does not take much time. But it sometimes happens that policyholders have to wait a few days before receiving their pension .

What will be the value of the Agirc-Arrco point in 2023?

The amount of supplementary pensions depends on the value of the Agirc-Arrco point . It is this detail that must be taken into account to calculate this pension.

The value of the Agirc-Arrco point in 2023, will follow the one decided on November 1, 2022 . Now, it is worth 1.3498 euros against 1.2841 euros a few months ago, an increase of 5.12% .

The revaluation of supplementary retirement pensions depends on the social partners . In general, these donate this amount every November 1 of each year .

The increase in basic retirement pensions is on the agenda . But we will still have to wait before knowing the future revaluation of the supplementary retirement pensions of the Agirc-Arrco scheme.

Exceptions to the monthly payment of the Agirc-Arrco supplementary pension

In general, payment of the Agirc-Arrco pension happens every month . But there are three exceptions to this monthly periodicity.

The quarterly payment

Supplementary retirement pension can be paid every 3 months . This is the case if the retiree's bank account is domiciled outside mainland France, overseas France or a European country.

However, this quarterly payment rate can be converted back to a monthly payment , at the request of the retiree. For this, the latter with your so-called checkout. However, this insured has an interest in choosing well since he is no longer possible to change once this rhythm is adopted .

The annual payment

The payment of the retirement pension complementary sometimes follows an annual rhythm . It can be a retiree who lives in France or abroad. Unlike other retirees, the amount of their supplementary retirement pension is low . Thus, the payment of the Agirc-Arrco retirement pension is made once a year if this amount is approximately between 100 points and 200 points .

A supplementary retirement pension paid in one go

It is sometimes possible to receive the full amount of a one-time retirement pension . This is the principle of single capital. An Agirc-Arrco retirement pension will be paid all at once if this amount is below or slightly equal to 100 Agirc-Arrco points .

This is an “advance” payment of the lifetime value of the allowances. This amount is acquired after multiplying the gross amount of the annual pension by a determined coefficient . The coefficient is given on the payment statement and is different according to the age of the insured .

Source : Boursorama