Agirc-Arrco has announced the dates for payment of supplementary retirement pensions for 2023. The details.
The Agirc-Arrco supplementary pension plan will proceed with the payment of retirement pensions according to a well-defined schedule. In 2023, retirees will be able to collect it at the beginning of each month , but there are some exceptions. Once this payment is established, retirees will have to wait a little longer before receiving it. Is it possible to choose for yourself the frequency of its payments ? What are the possible choices ? We take stock in this article.
With a few exceptions, retirement pensions Agirc-Arrco are paid monthly . This payment takes place every first working day of the month, regardless of the type of retirement: survivor's pension or direct pension. For that, you just need to have a bank account domiciled in France , in overseas departments or in other European countries. (Germany, Denmark, Netherlands, Sweden, etc.)
According to the Agirc-Arrco website, here is the calendar of supplementary pensions for the next year :
On the other hand, the date of effective transfer of each insured may vary depending on your bank . In general, it does not take much time. But it sometimes happens that policyholders have to wait a few days before receiving their pension .
The amount of supplementary pensions depends on the value of the Agirc-Arrco point . It is this detail that must be taken into account to calculate this pension.
The value of the Agirc-Arrco point in 2023, will follow the one decided on November 1, 2022 . Now, it is worth 1.3498 euros against 1.2841 euros a few months ago, an increase of 5.12% .
The revaluation of supplementary retirement pensions depends on the social partners . In general, these donate this amount every November 1 of each year .
The increase in basic retirement pensions is on the agenda . But we will still have to wait before knowing the future revaluation of the supplementary retirement pensions of the Agirc-Arrco scheme.
In general, payment of the Agirc-Arrco pension happens every month . But there are three exceptions to this monthly periodicity.
Supplementary retirement pension can be paid every 3 months . This is the case if the retiree's bank account is domiciled outside mainland France, overseas France or a European country.
However, this quarterly payment rate can be converted back to a monthly payment , at the request of the retiree. For this, the latter with your so-called checkout. However, this insured has an interest in choosing well since he is no longer possible to change once this rhythm is adopted .
The payment of the retirement pension complementary sometimes follows an annual rhythm . It can be a retiree who lives in France or abroad. Unlike other retirees, the amount of their supplementary retirement pension is low . Thus, the payment of the Agirc-Arrco retirement pension is made once a year if this amount is approximately between 100 points and 200 points .
It is sometimes possible to receive the full amount of a one-time retirement pension . This is the principle of single capital. An Agirc-Arrco retirement pension will be paid all at once if this amount is below or slightly equal to 100 Agirc-Arrco points .
This is an “advance” payment of the lifetime value of the allowances. This amount is acquired after multiplying the gross amount of the annual pension by a determined coefficient . The coefficient is given on the payment statement and is different according to the age of the insured .
Source : Boursoramasource: foozine.com