CAF aid: changes when your child turns 3

Some CAF aid decreases and ceases completely when the dependent child reaches the age of 3. Explanations.

In France, the government offers lots of help for new parents . This is the childcare benefit (PAJE). This assistance can take the form of birth and adoption allowance , the shared child education benefit (PreParE) or the free choice of childcare supplement (CMG). But as soon as your child blows out his 3rd candle, most of these aids decrease immediately before disappearing completely. However, other aids will be available if your child is over 3 years old . Here are the CAF aids that your child will receive.

CAF aid: family allowances

Family allowances are aid from the CAF and the MSA. They for families with at least two children less than 20 to charge. The latter receive this aid the month following the birth or the adoption of the second child, the third and so on.

Family allowance is intended to help families pay for education costs and child care. She is paid monthly and is revalued every year . This is the case on April 1 and last July under the Purchasing Power Law. The amount you will get depends on your household income and the number of children in your care. You can already go to the CAF to find out how much you will receive . In addition, this aid from CAF is increased from the child's 14th birthday .

The family complement

The family supplement is an aid from the CAF and the MSA for financially assist families with at least 3 children at least 3 years old and under 21 dependent. Also, this aid is no longer granted as soon as the family welcomes a child under 3 years old or when the household no longer has 3 children under the age of 21.

She is granted subject to income conditions . Your resources for year N-2 will be reassessed to find out if you are still eligible for this assistance . Recipients do not have to take any steps, as this data is communicated directly to CAF or MSA.

The basic amount of the family supplement is equal to 175 euros monthly and is not taxable . The calculation of this one changes according to several parameters. It varies according to the number of dependent children, whether you are a couple or a single parent.

CAF aid: the back-to-school allowance

The back-to-school allowance (ARS) is a subsidy that the State pays to low-income families . Every year she awards to schoolchildren, college students, high school students, students and apprentices (who receive less than 950 euros), from a modest home. This school bonus is granted to children enrolled in a public school or in a private school approved by the State. On the other hand, the allocation of Back to School cannot be paid to home-schooled or kindergarten children .

Every year, 3 million parents benefit from this financial aid . Like most allowances, those who do not exceed a certain income ceiling in year N-2 will receive it.

Its amount changes according to the age of the dependent child . For the 2022-2023 school year, parents whose children were born between September 2004 and December 31, 2016 received this help.

It will be paid automatically if you are already receiving aid from CAF. In 2022, the amount of the back-to-school allowance was 392.05 euros (for 6 to 10 year olds), 413.69 euros (for 11 to 14 year olds) and 428.02 euros (for 15 to 18 year olds).

Free choice of childcare supplement

The complement of free choice of childcare is financial assistance for parents who have their children cared for at home , by a childminder or a micro crèche. You will then obtain assistance from the CAF for the payment of your expenses. You can also receive assistance from Pajemploi for home care , automatically paid into your account.

On the other hand, Pajemploi assistance considers the family situation and the financial resources of the household. When the child reaches the age of 10, one will not pay it to you .

But if you hire a home care worker and you are not eligible for this financial assistance, nothing is lost. Be aware that a tax credit for home childcare will be granted, regardless of your income. Thanks to this device, you will be able to deduct the cost of this care on the amount of your taxes.

Source : Feminine