Salary: how much will you receive in retirement if you earn €2,000 per month?

The calculation of the retirement pension is the same for a salary of 2,000 euros or other. All the details in this article.

The retirement pension is a controversial topic at the moment . Its amount varies according to the professional career of each individual. Everyone's salary is considered in the calculation of this . But that's not all. Other parameters will determine the value of this pension. Two people who have received the same remuneration may well get a different pension . With the right details in hand , it is possible to know the amount of the retirement pension corresponding to a salary of 2,000 euros. Find out how in this article.

What is the amount of a retirement pension for a salary of 2,000 euros?

I calculated the basic retirement pension is not complicated . It takes into account specific parameters and a particular formula.

To know its amount, the reference salary must first be determined . This is the average of the best 25 years of salary during the former worker's career. For a private employee, this corresponds to the average annual salary . For workers non-employees, is the average annual income .

That said, you must also take into consideration the 3 parameters following:

• the name of quarters,
• The duration of insurance
• The pension rate.

Those data can be influenced by details such as retirement age, number of children, etc. workers who received a salary of 2,000 euros per month , will therefore not necessarily receive the same retirement pension.

For example, a private employee from the 1959 generation and another from the 1973 generation are not going to get the same retirement pension . For a salary of 2,000 euros, with a full pension rate, the first can get about 1,354 euros, and the second one, 1,493 euros . Obviously, it should also be noted that the amount of the retirement pension is reassessed each year.

How to calculate the basic retirement pension?

For a private employee , the formula for obtain the amount of his supplementary pension is as follows: Basic pension = reference salary x [number of validated quarters (contributed quarter + assimilated quarter) / duration of insurance] x pension rate (50% for the full rate).

For a public sector employee, the formula to be applied is: Basic pension = reference salary (average of the last 6 months) x [number of validated quarters (contributed quarter + assimilated quarter) / duration of insurance] x pension rate (75% for the full rate).

But to be sure of the accuracy of the amount you will receive, you can use a simulator r. In fact, this tool allows you to know the amount of your retirement pension te, to the absolute value.

The most used online simulator is the “Retirement Union”. He is available on info-retraite.fr . This brings together 35 French pension schemes out of the 42 existing ones. It is free, configurable and considers all your personal and professional developments .

What is the amount of the supplementary pension for a salary of 2,000 euros?

Supplementary pension has a very different way of calculating of the basic diet. However, supplementary retirement pension can very well be added to the basic retirement pension .

It is a pension that does not consider the amount of your gross annual salary. On the other hand, It is based on a name of precise points . These are awarded by the Agirc-Arrco scheme during your years of activity at work.

The amount of your supplementary pension is obtained after the multiplication of these accumulated points by the annual value of the point. This is the reason why, the amount of the supplementary retirement pension may vary each year .

When the worker retires at the recommended age, he should get 4,500 points at the end of his career . On average, it will be able to approx. receive 400 euros per month for a former salary of 2,000 euros .

What about increased pensions?

The assimilated quarters and the increase in the duration of insurance affect the duration of insurance. However, the pension increases affect the amount of the pension .

The pension system in France includes several forms of pension enhancement . Those are :

• The surcharge,
• The family supplement,
• The increase for third party,
• Disability supplement.

Source : No interest