Special schemes: what you need to know with the pension reform

The pension reform carried out by the government must eliminate the social systems. But how ?

When it's about end of career , not everyone is entitled to the same treatment. Thereby, according to the age at which you started working , or your wages, you should expect a different retirement. But in addition to these elements, some professions also benefit from advantages such as early departures . However, this situation arouses a lot of jealousy among the population. And all these individuals make our pension system rather hard to understand. To simplify things and save money , Emmanuel Macron very quickly mentioned the abolition of special diets. What will become of them after the reform? We will explain everything to you.

What are special diets?

Most of them date from before the second world war . After several decades, these rules still governed the careers of many police officers. SNCF or of the electricity or gas industry sector.

Since most of these special diets allow retire early (on average 54 years at the SNCF). Thus, the government will ask these workers to make an effort in turn. However, these changes are not going to happen one day . They will take place gradually, in several years .

Thus, in the gas and electricity industry, as for the RATP, the agents recruited after September 1, 2023 will have to go to the general social security scheme. Thus, they will no longer be able to rely on the old system and its advantages.

As a reminder, the general scheme corresponds to the device created in 1945 . It covers most assets (retirement and health insurance). However, when this system came into existence, special diets already existed. Today, there are still 27 and they still concern nearly 7% of French people. But according to the government, they would create a feeling of injustice among the French. Created before the wars, the special regimes were maintained “temporarily” when Social Security was created. These schemes are no longer justified in the eyes of the French and the derogatory starting ages, 52 or 57, are no longer adapted to the reality of these professions. »

In effect, the daily life of a railwayman , today, has nothing in common with the one it had in 1910. And the special diets lead to unequal and difficult to predict pensions These plans make the pension system difficult to read, complex and sometimes unfair in the eyes of the insured. »

The grandfather clause in the face of the reform

To can present his reform calmly, Elisabeth Borne used an already known method. It is commonly referred to as the 'grandfather clause'. Clearly, it is maintain special schemes for workers over a certain age . Thus, the older ones will be able to continue to benefit from their advantage, but not the younger ones. This system is also mentioned as 'grandfather clause' . This makes it possible to reform pensions, without depriving old people of the rights acquired over time.

In this way, reform can therefore take place gradually . A necessity according to Elisabeth Borne. “We will ensure that the same profession gives the right to the same pension and we will close most of the special schemes. »

For the Minister of Labour, Olivier Dussopt, it is above all a question of e bring our pension system into modernity . The special diets had become archaic as the reality of the trades evolved. » According to him, the current government has eu “The courage that no one had had until then. (…) The special regimes, inherited from a bygone work organization, will be gradually closed. To put an end to the most obvious and least acceptable inequalities of treatment for our fellow citizens. »

As well, the end of special diets will extend to many assets, according to statements of the executive. “New recruits at the RATP and the Banque de France” will be affiliated to the general pension scheme, as will clerks, employees of notaries and those of the Economic, Social and Environmental Council (Cese). »

The effects of the pension reform

For the time being, the special regime still exists within several organizations. For example, the RATP still applies it for 40,000 agents . But the 5,000 employees on permanent contracts no longer benefit from it. However, if the people already in office will keep their special diets, there are still changes to be expected. Olivier Dussopt thus evokes efforts, put in place little by little for these workers. They may also have an extension of their duration of activity in a calendar, a period of convergence, which will be defined in consultation with the companies and the branches. »

In government press kit , it is specified that the special diets will evolve, while retaining their particularities for a time. The progressive two-year shift in the legal age and the acceleration of the Touraine reform will apply to current employees of special schemes, but taking into account their specificities. »

Yes pension reform happens as planned, it will take effect from the first half of 2023. Thus, the government will put in place the required decrees .

End of special regimes: what consequences for the civil service?

The reform will also affect civil servants' schemes , by extending the contribution period. The Minister of Transformation and Public Service, Stanislas Guerini spoke on this subject. This means that the progressive decline in the age of opening of pension rights on the one hand, and that the acceleration of the rate of increase in the duration of insurance on the other […] will be transposed from strictly identical to the regime applicable to sedentary civil servants and active categories. »

However, many professions will continue to benefit from special schemes . In particular police or hospital officers, firefighters, soldiers, gendarmes and customs officers. Indeed, given the risks to which they are exposed, they can stop working earlier.

Same thing with the agents of the Paris Opera , the Comédie Français or the Marins-Pêcheurs, and the lawyers. The Gazette du Palais thus underlined this good news for the bar . A relief for the Bar which, at the end of 2019 and the beginning of 2020, had strongly opposed the abolition of its autonomous regime to join the general regime, through demonstrations and a strike which had lasted several weeks. »

Source : Actu